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Loans-UK - directory of loan regulatory bodies for UK residents

Loan Regulation Enforcers and other authorities

Financial Services Authority (FSA)
FSA Consumer helpline 0845 606 1234
website: www.fsa.gov.uk
Financial Services Compensation Scheme (FSCS)
7th Floor Lloyds Chambers, 1 Portsoken St. LONDON E1 8BN.
Tel: 020 7892 7300
Website: www.fscs.org.uk
   
Financial Services Ombudsman
South Quay Plaza, 183 Marsh Wall, LONDON E14 9SR
Tel: 0845 080 1800
website: www.financial-ombudsman.org.uk
   
Citizens Advice Bureau
To find your nearest advice bureau, visit www.citizensadvice.org.uk
To find out advice online visit adviceguide.org.uk
   
Consumer Credit Counselling Service
Tel 0800 138 1111
website: www.cccs.co.uk
   
 

Useful names and addresses:

Debt

Consumer Credit Counselling Service (CCCS)
Wade House, Merrion Centre, Leeds, LS2 8NG
Freephone helpline Tel: 0800 138 1111

Citizens Advice Bureau (CAB)
115-123 Pentonville Road, London, N7 9LZ
Tel: 0207 832 2181

Or check your phone book for the local branch

Credit Reference Agencies

If you have been turned down for credit you can obtain details of your credit file from:

Experian Ltd.
Consumer Help Service, P O Box 8000, Nottingham, NG1 5GX
www.experian.co.uk
Tel: 0870 241 6212

Equifax plc
P O Box 3001, Glasgow, G81 2DT
www.equifax.co.uk
Tel: 0870 010 0583

Callcredit plc
Consumer Services Team, 19-20 Park Row, Leeds, LS1 5JF
www.callcredit.co.uk
Tel: 0870 060 1414

Housing

Shelter
88 Old Street, London, EC1V 9HU
Tel: 0207 505 2000

Trading Associations

Most members of the credit industry display the name of the trade association to which they belong on their letterhead and promotional material. If you need further information or wish to make a complaint you should contact the appropriate organisation as follows:

British Bankers Association
Pinners Hall, 105 – 108 Old Broad Street
London, EC2N 1EX
www.bba.org.uk

The Building Societies Association
3 Saville Row
London
W1X 1AF
www.bsa.org.uk

Consumer Credit Trade Association
10 Hustlegate
Bradford
BD1 1RE
Tel: 01274 390380

Credit Services Association
3 Albany Mews
Montagu Avenue
Gosforth
Newcastle-upon-Tyne
NE3 4JW
www.csa.co.uk
Tel: 0191 213 2509

Finance & Leasing Association
Imperial House
15-19 Kingsway
London
WC2 6UN
Tell: 0207 836 6511

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Loans-UK is a directory and guide to FSA regulated companies offering borrowing to UK citizens